Home : How Rate1st Works
How Rate1st Works
- You apply Online, by Phone, or via E-Conversation
- We complete Quality Control and verify all your information
- We call and review your goals for the new loan
- Your loan scenario is completed and your credit is pulled once
- Your loan scenario is compared amongst the top lenders in the country
- We present you with the best Rate, Term and Payment options available; your best options are constantly updating in real-time as market conditions change
- We lock your rate at the appropriate time to ensure maximum possible benefit
- After all your underwriting conditions are met, your loan is funded
- Celebration!